01 / Range
The whole market, not one bank's box
National lenders, debt funds and agency programs, plus the local banks and credit unions that often price best on Central Texas deals.
Commercial real estate & business financing
Capital for the deal in front of you.
Massif Capital Group arranges financing for investors, operators and business owners. We match your deal to the lender that fits it, from national capital sources to the Texas banks and credit unions that know your market.
National + localLenders across the country and banks that know Central Texas
Advisor-firstStraight answers before paperwork
Direct lineYou work with Gene, start to close
What we finance
Business-purpose financing, structured around the deal.
Every request starts with the property, the business and the plan. Then we find the capital that fits, whether that's a bank, a credit union, a debt fund, agency or private money.
Commercial Real Estate
Purchase and refinance for investment and owner-occupied commercial property.
Program detailsMultifamily 5+ Units
Value-add acquisitions to long-term holds on 5+ unit apartments.
Program detailsSBA 7(a) & 504
Up to 90% financing for owner-occupied property and business acquisitions.
Program detailsConstruction & Bridge
Ground-up, renovation and bridge capital with a clear exit.
Program detailsDSCR Investment Property
Rental financing qualified on the property's cash flow, not your income.
Program detailsEquipment & Working Capital
Equipment, growth capital and lines of credit for operating businesses.
Program detailsWhy Massif
An advisor, not an order-taker.
A broker works for you, not for one lender's product shelf. That changes the advice you get and the terms you end up with.
02 / Strategy
Structure before paperwork
We look at leverage, term, recourse and exit first, so the loan you close fits the plan you have for the property.
03 / Access
A direct line, start to close
Call, text or email Gene. If he can't pick up, you'll hear back within the hour. No call centers, no hand-offs.
Commercial real estate calculator
See your deal the way a lender will.
Run the numbers before you call anyone. The calculator covers six deal types and shows the ratios underwriters actually use.
- Purchase, rate-and-term, cash-out, bridge, development and SBA scenarios
- DSCR, LTV, cap rate, debt yield and cash-on-cash in real time
- Work backward to the largest loan your property supports
- Full amortization schedule and balloon at maturity
Loan amount$1,125,000
LTV75.00%
Cap rate9.00%
DSCR1.48x
Debt yield12.00%
Monthly P&I$7,596
Cash-on-cash9.57%
How it works
Straight answers, early.
You'll know where your deal stands before you spend time or money chasing the wrong lender.
01
Talk it through
A short call on the property, the numbers and the goal. You'll hear plainly what's realistic.
02
Package the deal
We gather the right documents once and present the deal the way lenders want to see it.
03
Shop the market
We take it to the lenders whose credit box it fits and bring back real terms to compare side by side.
04
Close with confidence
We stay on the file through underwriting and closing, so issues get solved early.
Capital advisory
Not ready for a lender yet? Let's get you there.
For borrowers who need more than a loan: funding readiness, investor decks and a strategy to bring capital partners to the table.
Client & partner reviews
In their own words.
Commercial clients and the bankers and referral partners who work alongside Gene. Excerpts are quoted word for word from Google reviews.
5.0★★★★★80 Google reviews
I had the pleasure of working with Gene Griffin on the financing for a Chiropractic Buildout, and I can confidently recommend him to anyone seeking a knowledgeable and dependable commercial lending partner. … What stood out most was Gene's ability to be a true partner. He was proactive, solutions-oriented, and always focused on finding a path forward.
… a $9M+ commercial development project that had previously been turned down by another lender. Gene stepped in, worked closely with the borrower to understand the project, found the right financing solution, and ultimately helped get the transaction across the finish line.
A huge thank you to gene and his team for helping us secure and fund our commercial loan. We closed in less than 30 days, the process was simple and effective! He definitely knows the market and always finds a solution!
Gene Griffin was amazing in every step of the way and in closing a VERY large commercial deal, everything was very smooth and communication was very quick … thank you for getting this deal done
Gene made sure that the process of getting my clients approved and closed in a timely manner even when we weren't sure due to the holidays. He did everything that I asked of him and then some by displaying his expertise and knowledge in commercial loans … I highly recommend Gene for all of your commercial loan needs.
Who you'll work with
Gene Griffin
President, Massif Capital Group
Gene works with investors, developers and business owners on acquisitions, refinances, construction and SBA financing. He built Massif in Georgetown on one idea: give people real advice, then go get it done.
Business happens when value exceeds the cost.Read Gene's story